Funding your care
The options for funding your care
How to fund long-term care is an important consideration when looking at home care options. Depending on your personal circumstances, there may be public funding or benefits available to you, or other finance options.
Most of our customers fund their care privately or via direct payments. If you’re funding care yourself, we do recommend that you first research whether any benefits are available to you. We’ve provided lots of advice here to help you get started and point you in the right direction.
Other funding options you may want to consider include purchasing an immediate needs annuity. We also get asked many questions around lasting power of attorney and other asset-related matters.
Call us today if you’d like some advice on your funding options. However, we do also suggest that you speak to a financial advisor who has care fee planning knowledge and experience.
An introduction to our care costings
Understanding your homecare funding options can be daunting, that’s why we try to keep it simple.
We understand how stressful it can be organising care for yourself or a loved one. That’s why we’ll aim to keep things as simple and straight-forward as possible when it comes to costs.
We are:
Upfront and transparent about our home care costs. There are no hidden fees or lengthy notice periods.
Not a care agency, so you don’t have to worry about agency fees or retainers.
Able to accept direct payments. If you’re receiving funding through social services and have opted for direct payments, we’re able to accept top-ups to these payments.
Depending on your needs, home care costs will vary. Visiting care is charged at an hourly rate with live-in care, or “24 hour care“, quoted on either a daily rate for short-term respite or weekly rate for ongoing care. We can discuss the level of care that is right for you and whether the cost of home care is financially sustainable for you and your family.
Although the majority of our families are paying for their care privately, there may be the opportunity for you to access home care funding from either your Local Authority or Clinical Commissioning Group. In these cases, we work with the funding body to get the support you need in place and give you a better quality of life at home.
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An introduction to visiting care costs
For care from as little as 30 minutes per week all the way up to regular calls throughout the day, visiting care enables you to receive support that suits you. And with care that’s flexible that can adapt to your changing needs, you can rest assured that you will always have a carer there when you need them.
From the very start, we’ll give you a clear picture of how much care will cost which will be confirmed once we put a plan of care in place to suit your requirements.
Our visiting care fees start from £20.00 per hour. To find out more, click here.
Speak to our friendly advisors today and get a quote that’s tailored to your care needs.
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An introduction to live-in care costs
For more intensive support, live-in care could be the ideal solution if you require someone to assist you round-the-clock with your care needs. Living with you in your home, your very own live-in carer will provide one-to-one support tailored to your exact requirements, for example if you have a type of dementia – giving you peace of mind that you always have help available should you need it.
Live-in care can either be for a sustained amount of time with no planned end date or in the form of respite care, which is for short-term solutions lasting less than four weeks.
Ongoing live-in care prices start from £1,350 per week for one person and £1,600 per week for a couple.
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